Bad Faith in Missouri: The Duty to Defend, the Duty to Settle, and the Full Measure of Damages Under Scottsdale
A unified framework for understanding the insurer’s twin obligations and the consequences when either is breached Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction Missouri’s bad faith…
Reservation of Rights in Missouri: Appointed Counsel, Conflicts of Interest, and the Insured’s Right to Refuse
When the insurer’s defense becomes adverse to the insured—and what to do about it Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction When a liability insurer issues a reservation of rights, it…
Missouri’s Duty to Defend: Scope, Breach, and the Consequences of Wrongful Refusal
What triggers the duty, what happens when it is breached, and how to hold the insurer accountable Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction The duty to defend is one of the most expansive…
The Liability Insurer’s Fiduciary Duty in Missouri: Utmost Good Faith and the Control of Defense
What Zumwalt established in 1950 and why it still defines the insurer-insured relationship today Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction Missouri has long recognized that the relationship…
Consent Judgments and Bad Faith Assignments in Missouri: Structuring the Agreement
A practitioner’s guide to excess judgment assignments and covenant not to execute arrangements Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction When a liability insurer refuses to settle…
Stacking of Insurance Coverage in Missouri: Uninsured/Underinsured Motorist and Liability Policy Limits
Navigating Missouri’s stacking rules to maximize recovery for seriously injured clients Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction For seriously injured clients whose damages exceed a…
Reservation of Rights Letters in Missouri: What They Mean and How to Respond
A practical guide for plaintiff’s counsel navigating coverage defenses in third-party liability cases Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction When a liability insurer issues a…
Missouri’s Liability Insurance Framework:What Third-Party Claimants Can and Cannot Do
Understanding direct action limitations and the judgment creditor’s rights under Missouri law Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction One of the recurring questions in Missouri…
Understanding Missouri’s Vexatious Refusal Statute: A Practitioner’s Guide to § 375.420
What every Missouri injury lawyer needs to know before sending that demand letter. Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction Missouri’s vexatious refusal statute, codified at Mo. Rev.…