Process Is Proof: Claims-Handling Discovery in Missouri First-Party UM/UIM Cases
Why the insurer’s “we just valued it differently” defense rarely survives a record built piece by piece. The most effective tactic the defense has in a first-party uninsured or underinsured motorist (UM/UIM) case is not about the wreck or the medicine.…
Qureshi v. American Family: Building a Missouri Vexatious Refusal Case
How an inadequate claims investigation, a lowball settlement offer, and an insurer’s strategic refusal to answer deposition questions combined to sustain a jury verdict for vexatious refusal under § 375.420 RSMo Missouri Injury & Insurance…
Proving Your Uninsured Motorist Claim in Missouri:The Nine Essential Elements Every Claimant Must Establish
A practitioner’s guide to the elements of proof required to recover under Missouri’s uninsured motorist statute, § 379.203 RSMo Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction When a Missouri motorist is injured by…
Stacking of Insurance Coverage in Missouri: Uninsured/Underinsured Motorist and Liability Policy Limits
Navigating Missouri’s stacking rules to maximize recovery for seriously injured clients Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction For seriously injured clients whose damages exceed a…