Process Is Proof: Claims-Handling Discovery in Missouri First-Party UM/UIM Cases
Why the insurer’s “we just valued it differently” defense rarely survives a record built piece by piece. The most effective tactic the defense has in a first-party uninsured or underinsured motorist (UM/UIM) case is not about the wreck or the medicine.…
Five Misconceptions About Missouri Insurance Law That Cost Practitioners Cases
Where inexperienced attorneys may get the analysis wrong — and how the errors compound across the life of a coverage dispute Introduction Insurance coverage litigation in Missouri is governed by a body of statutory and common law that is, in its broad…
Vexatious Refusal to Pay a UM Claim in Missouri: Evidence of Settlement Offers & What Qureshi v. American Family Teaches About Building the Vexatious Case from Investigation Through Verdict
How an inadequate claims investigation, a lowball settlement offer, and an insurer’s strategic refusal to answer deposition questions combined to sustain a jury verdict for vexatious refusal under § 375.420 RSMo Missouri Injury & Insurance…
Artificial Intelligence and Insurance Policy Interpretation: What the Eleventh Circuit Opened, What the Scholars Are Fighting About, and What Missouri Practitioners Need to Know
How AI tools are already reshaping coverage analysis — and why the legal profession’s debate over their reliability matters for every Missouri insurance litigator Missouri Injury & Insurance…
Understanding Missouri’s Vexatious Refusal Statute: A Practitioner’s Guide to § 375.420
What every Missouri injury lawyer needs to know before sending that demand letter. Missouri Injury & Insurance Law | missouriinjuryandinsurancelaw.com Introduction Missouri’s vexatious refusal statute, codified at Mo. Rev.…